Currency and finances
Currency, costs and taxes: what the property really costs you.
4 articles
After the keys: running costs and taxes for property owners in Spain
The purchase price is only the beginning. Here are the annual costs and taxes overseas owners on the Costa del Sol should budget for, from IBI to wealth tax.
Read more →
Selling your home in Spain: how to prepare as an overseas owner
Most of what we write is about buying. But sooner or later the home will be sold again. Here are the papers, costs and taxes non-resident owners on the Costa del Sol should have under control before they put it on the market.
Read more →
When the home is priced in euros and your income is in pounds
The home is priced in euros, but your savings and salary are in pounds. Buy a new build that completes in two years, and the exchange rate alone can move the final payment by tens of thousands. Here is how to plan for it.
Read more →
Spanish mortgages for non-residents: Euribor, the bank's margin and currency
You often hear that mortgages are cheap in Spain. For buyers who live abroad the picture is more mixed: the rate depends on Euribor and the bank's margin, the terms are stricter for non-residents, and if you earn in pounds, the currency plays its part too.
Read more →